Reduce your risk.

House hacking is an incredible way to get into buy and hold real estate investing with a relatively low financial barrier to entry… plus the added benefit of reducing housing costs!

If leveraging that amount of money is going to stress you out and keep you up an night, don’t do it.

It's nice that this manager offers a pretty reduced-fee for a longer-term, but in my experience the tenants tend to break those long leases.

Having additional cash on hand reduces risk and does not increase the risk.Good luck

Just considering the balance of real life and free time and stress and long term potential risk of owning 50 or 100 or 250 units.

Perhaps with the extra time, you may find something wrong that you can use to reduce the price.You may be in a better place than you think you are.

We become our own bank (with a HELOC) and don’t have to stress over the initial monies to purchase and rehab a property.

It will also incentivize landlords to sell reducing rental supply. 

If she reduces her commission 1% for example she makes more money (win) 5% vs 3%, Seller keeps more money (win pays 5% vs 6%) and I get the property 3% less (win) and or I get the contract over many other competing offers.