So far I read that following can be negotiated:Lender origination chargeTitle services and lender's title insuranceOwner's title insuranceSurveyHomeowner's insuranceIs the list correct?

Hello AllI have been hiding in the shadows for some time now, faithfully watching webinars every Wednesday night, downloading podcasts to listen in car, and reading reading reading from forums to Kyosaki to John Schaub to BP Beginners Guide to REI and whatever else I can get my hands on.Huge believer in the power of passive income and the teachings of Tim Ferris.

I have been reading that the mid to higher-level properties are valued on cap rates just like apartments. 

I have listened to at least half of the BP podcasts so far and have read Rich Dad Poor Dad, The Book On Managing Rental Properties, and a few others in preparation for my first real investment.

@Stephen E. thanks for feedback. Ive

The texting-like fashion of your posts makes it very hard to read.

I've read 4 real estate books, watched the BP free course videos, listened daily to the BP podcast, etc.  

Hi Nehemias,Up until a few hours ago I was all excited about partials, as my perception of them was shaped by the wow factor, that this is a great method of investing in notes for those like you & me who have little capital.However after reading this excellent thought provoking & pre-warning article by veteran note investor Lorelei Stevens, has prompted to have a  very serious rethink.If anyone reading this has addressed all the issues in the above article?

The structure seems bulletproof, but I wanted to run it by y'all to see if I'm missing something - thanks for any feedback you can offer.I bought my primary residence for $168K, and paid the mortgage down like a mad dog. 5 years later, I did a cash out refi (30 yr fixed, 3.9%) for $120K, which paid off the $34K left on the note, and used the dosh to buy an $82K rental duplex.

Hey BP, I'm a new investor excited and ready to make my first purchase for a flip. I'm currently looking at a property in West Oak Ln.  If there are any seasoned investors out there that wouldn't mind walking through ...