How do you know your number-running is even valid?

Wages and productivity going up, severe housing shortage, still super low interest rates even if they go up 1%, most people have equity and maybe great equity? 

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@John Brodeur Valid points John.

You should make it clear in your operating agreement who can do what and what signatures are valid to conduct financial transactions.

@Jendayi BrandonHi, You ask a valid, but pretty straightforward question.

Ask them, "With my FICO of ZZZ and a bk 3 years ago, do you have any HELOC product that will work for me?  

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Even with that being said it should not take this long in court to determine the validity.