There are some paid subscriptions that try to automate some of the process, but they all tend to have their limitations.

That way you get your mortgage paid for and can continue to save money while living in your asset

There are cheapo AMCs out there, and the lender can pick the AMC, but if you go this route to save $75 or $125, please don't make a thread complaining when the appraiser does a half-arsed job and the property doesn't appraise - that's a "you got what you paid for" scenario.

There are 3% down conventional products as well, and Movement Mortgage currently has a 3% grant (never needs to be paid back, apparently) on a conventional product if you are below a certain income threshold, so may be worth contacting them.  

You need to build relationships with others and determine your own best path, but don't let your pre conditioned beliefs hold you back

The last month's rent can be paid over time. 3) I include utilities in my lease and I think I need to define what that includes.

I barely made a profit and I paid cash for everything.

Now my concern is that the 1st mortgage may also foreclose and sell the property - and I would lose the property and the money i paid for it too.So can i offer to pay their balance and stop the foreclosure?

If you don't mind that all you get to borrow is 70% of what your true property value is then i suppose a HELOC isn't the worst way to go.In your situation, expect the bank to base their lending decision on what you paid for the property 6 months ago.

As others have said, it could be a situation where they are making you wait to get paid because their other creditors draw a harder line when it comes to being paid.