Count the outlets in each room, then go buy oil based air fresheners, like glade plug ins. 2-3-4 of them per room.

Also, just my .02 cents, if you are relying on an LLC for liability protection then you are under insured.

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I've actually been thinking of converting to an LLC.So my two cents, and that's all it's worth, is that if you're not making a ton of money, start out with an LLC.

9 percent is pretty darn high

What your lender is probably referring to is you need to have 20 percent equity based on your purchase price.

If tenants are paying, I'd think you would only be out a few hundred bucks each year (per above), at worst.Assuming rents as-is ($900 for 3BRs, maybe $700 for the 2BR), your gross monthly rents (at 100% occupancy) are still 2% of the purchase price.

Our neighbors Airbnb their 2 bedroom on our block and make about $5k per month as a reference point.Any ideas as to how to access equity or how to start are welcome and appreciated. 

I use this one from zillow, and have one spreadsheet per property, if you put multiple properties on it, it will mix some expenses. 

But you should look into the 203k FHA loans, they have very low down payments, (as low as 3.5 percent). explore this option, for a multi family unit. defiantly better than renting