Usually how it is done is there is a paper map (or online map) for the region published by FEMA, showing the different areas with flood risk designations A, B, etc...and the insurance rates depend on your flood risk assessment. 

I need a legitimate and convenient way to collect rent online.

That's for my record keeping to know.I have found that online banks (Ally in specific) are pretty cool with opening multiple accounts for one owner. 

SunTrust does them online through their LightStream division.

Are you pulling the $1.5k rent estimate from an online resource, or from experience?

I’m looking to expand my onlIne lead generation to an actual website for my company and not just Craigslist and Facebook.

And what the hey, if I'm going to spend time on an online forum, it might as well be one with potential to help me make some money, right?.

@Ian Moss Not all agents are made equal or trained same.

I always give peolel the benfit of he doubt ad wouldnt thinknthis but ive read/heard too many stories online it makes me little nervous

Still, you can check online resources to find more information about the information you are looking for.