I think that's more of an investor mentality to look at what the previous person paid and try to see if you can get the margin down.

Also mentally if I can give them what they want and they think they have won then really I have won if it's just money etc.Just like athletes on any given day no matter how well trained anyone is someone can get lucky and take you out.

But so hard to call it, AND be able to predict investor's sentiment/mentality and where they are willing to take the market.

It's better for you mentally and emotionally as well to continue to work, take on challenges and stay busy at some level. 

But since you didn't, the only way to not be late is to pay it online TODAY...if you'll send me an email, I'll set it up"Me mentally - WTF, just pay the rent already - you're a professionalSome days I wonder how these people think thing the world really works.

How much does that student loan debt weigh on you mentally?  

The Dave Ramsay part cracked me up because that is where my gf's mental limit is at the moment and after I read a couple Robert K. books, I am not that afraid to be in (good) debt anymore. 

Problems cost more not only in money, but mental stress.As far as foreign investors, I don't see anything specific on the horizon that would negatively affect the UK.

I know without a doubt I will be doing deal, embarrassing the chaos of construction until the day I die or lose all my mental functions.

You have a lot on your plate... real estate could be more work or mental bandwidth than you realize/are wanting to expend.Personally, I like starting with SFH's or small multi stuff like duplexes.