@Ashley D MooreLook to diversify in different markets or invest in another asset that gives you some form of liquidity or line of credit to start creating more opportunities as your money grows through interest. 

We would like get a second duplex/triplex but putting 20% down on a conventional loan its not doable at this time because we don’t have that much in liquid funds.

We got an FHA 3.5% in both of our names  We would like get a second duplex(or any property investment) but putting 20% down on a conventional loan its not doable at this time because we don’t have that much in liquid funds.

Sometimes, there's a legitimate reason the seller needs to liquidate the property (e.g overextended on projects). 

.- Cash reserve/liquidity requirements, depends on the bank, usually they like you to have 6months to float the payments if something goes wrong.- Experience requirement - Usually the commercial lenders will underwrite the deal then look at your experience in deals. 

Here's some context:I work for a tech company that's going to IPO this year (or early next) and will free up a lot of liquidity for me.

I started bringing him some liquid favors on occasion.

@Mike DymskiIt just depends on the penalties.If your property can be liquidated or foreclosed on for non payment, you pay to play.It depends on the teeth of the regulation.

We've talked about private money, hard money, liquidating some of our stocks, etc. 

In the past I have used Lowes stock shaker cabinets for my rental, but i found that because box is presswood and the doors are laminated mdf, the base cabinets doors swell if liquids get on them and not immediately cleaned. the cabinet also swells if there is a leak. my thoughts for my next rental were to go with all plywood cabinets and doors, but they cost almost 3x more. then i though maybe i can just buy the plywood cabinet lowers and buy the cheap stock cabinets for the uppers since people dont usually put wet dishes or spill things from the upper cabinets. has anyone done this?