I believe both St Pete and Pinellas county have their own rules for Airbnb but not sure of the differences.  

FURTHER CONTEXT...I currently run my own handyman business and often take-on projects to rehab bathrooms etc.

I suggest using an independent insurance brokerage who can access many different carriers.

Closed at a title company I Have the deed I own the house I am looking to pay off the existing mortgage that is not mine. 

I'm an investor, and I also own a real estate brokerage and property management company, and can tell you I do not recommend Wise Agent.I too am researching CRMs and was recently turned on to Zoho by a very trusted source.

We own a rental home in Texas where we might have ~$50K to $75K in equity.

Make sure you give them a review on the platforms and if you want, you can report them to whatever accreditation board they have, but that may not result in anything.And get a second, independent estimate on repairs. 

So, when you buy the tax lien, you do not own the property. 

I now have $5MM personal liability (I manage as well as own property). 

Another thing, if your cleaners bring their own vacuums, they could be transferring them from house to house.