When I sold mine, I gave these outright to my broker AND insisted on PoF and Letter of Pre-Approvial as part of the offer package to shed flakie lookie-loos. 

As part of our buyer package there is a Dodd Frank Disclosure we use that indicates that this transaction is exempt from Dodd Frank just to be safe.Any more questions feel free to private message me. 

Keep on shopping if you encounter something like that.

This is what I am encountering, in the current Mortgage Industry.

Did you sign up for one of their packages? 

The nice thing about property managers is that they are a "all-in-one" package.

In the free initial training session, they give you just enough of a tease to make you want to pay several hundred dollars for the three-day session, and the three-day session is a three-day intensive sales pitch for the $40,000+ training package. 

I remember listening to a podcast episode where the guest was talking about putting together a mock deal to have a package to be able to show to a potential lender as a representation of his intentions on a flip deal.

Evolve bank started the application for our five home package deal and three weeks later, i was informed that loan cannot proceed forward due to debt income ratio. since i am self employed, their credit analyst did not even analyse our tax returns properly. we have enough cash flow every month to serve the mortgage and have reserves for capex and vacancies.. 

I am confused how to evaluate this property because they are being purchase and sold as a Package making it 12 units but technically each building would normally be evaluated based on residential comps.