arrive from INDY that day at 12 leave the next day at 4pm for Orlando.well if your going all the way to San Deigo  just head north up the CA coast into Oregon its spectacular drive.. then head east to Spokane area and cross into Montana there then work your way back south a bit through Yellowstone and the Grand Tetons  which are about as cool a place as you can go in the US.

The offers I've written on several REOs aren't even enough at list price, and I see many of them sell for several thousand dollars over list price (I have one out right now where I'm $5,500 over, and I hardly think I'll get it - fingers crossed). 

For people looking at getting investment loans do you know how long do existing properties need to be rented before they can count as income and would lenders potentially count these as a debt, or perhaps neither?

I've reached out to asset protection attorneys in my area, but good luck getting them to call you back.Maybe I'll just cross my fingers and move on with my single-member LLCs...

(Think about them falling down, hitting their head on a corner dresser, and needing stitches.

Can you convince the bank to not count a 4 Plex as an investment property if you are living in one of the units as your primary residence?

A great apartment developer friend of mine, who has been in the game some 50 years and has successfully developed thousands of units, recently estimated that he believes some 10%+/- of Atlanta residents now consider themselves real estate investors in some capacity...that's over 500,000 people if your counting.  

@Robert Musallam - Does there need to be tenants occupying the additional units for it to count towards the 75%?

Start by trying to find anything same bed / bath count of subject property, +/- 10 years built, +/- 100sqft, ~mile or so distance.

I am guessing you cannot count it, or else similarly you can say you would get a renter or roommate in your living space and ask the bank to count it .