Good luck...Hi @Lee Lockhart, I did not have a traditional contract in place, I did have an invoice from the contractor and he emailed me a target date to get his work done.

If anyone can tell me some areas I should look into or non traditional alternatives to the average real estate agent I'd appreciate it.

I would sell and try to find a comparable priced home closer to work.

I quit my traditional job about 15 months ago and work now as a real estate investor full time.

@Omar Khan I wonder how in investing the 10-15% down payment in the S&P vs buying a place to live to raise a family can be compared.  

We didn't pay anything down and we got a rate of 3.6% which is hard to beat compared to a regular conventional loan.

You could find a personal loan or hard money lender to fund your next adventure, but the terms are going to look much worse than traditional conventional financing.

Your realtor will run comparables of other similar homes in the area to see how much you should really pay, and will go to bat for you to negotiate repairs, closing costs, etc to get the best deal possible.

There is certainly more work to do when buying non-performing notes when compared to performers.

Hello BPers,Has anyone borrowed from Patch Homes as an alternative to a traditional HELOC?