I never even made it this far in the conversations I had with other banks

She mentioned that the place is currently fully rented out, which in my head, is a great thing.After we conversed a little more, she asked me if I was planning to do renovations on the house, stating that the house was in good shape, but the tenants "are a little sketchy" and now would be a good time to evict them all, renovate and get fresh tenants.The vacancy rate is lowish - but I'm not too sure, I want to do my due diligence on what she said.

A buddy told me about the land in a conversation, so I was just looking a little into it.

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That said, she has never tried to stop me from doing it, she just has never expressed any interest and generally tries to avoid any conversations dealing with the subject.  

well you don't need to talk to legal or a title company.. sub too deals are done all the time you can simply get the seller to deed you the property.. you can write your own deed and go record it.since there is no equity.. .and if your going to keep it long term... title insurance is not really necessary... just pull a pre lim on it to make sure there is nothing on title that is a deal killer and only the mortgage.. banks can call them.. they will occasionally but its rare.. but it does happen.. really depends on if the seller cherish's their credit / fico... usually I do not recommend this for sellers as its really really risky for them.. and many time those trying to do sub too are under capitalized and or down right crooks.. this one seems manageable though

Is there a book or article anyone can point me to as far as the conversation one has with perspective owners to determine investment opportunity?

@Jimmy Calabrese I am assuming this is in reference to "in person" conversation or phone conversation and not email.  

Cherish their input and opinion, but at the end of the day, the choice of how to use it or use it all is up to you.

Thank you all for the great conversations in 2016 and I look forward to a great 2017!