In a chapter 7 Bk the borrower can be released from the note meaning they are not responsible for the debt but the mortgage is the collateral which still gives you recourse to foreclose.

I'm looking for some kind of release document that I can have a potential tenant sign that will allow a previous landlord or management company or CDA to share rental history with me. 

I just sold a property in Indy that had a dead body in the basement was there probably a year or so.. it was kind of mumified. we could not figure out why it stunk so bad.

Most lender will also want to see that you have money left over after all closing costs to start making your interest only payments as well as potentially have some reserves to get the rehab started before they release the first construction draw. 

Another option is you wait for the next CPI to be released and hope that it is higher than 1.8% (I am not sure it will be). 

@Michael Gansberg @Matt O'Rourke Can you share the body of the email for me to copy and paste?

If you put 3.5% down there is no way the existing lender will partially release the lot unless you come up with lots of cash.

The Federation of Exchange Accommodators (FEA) yesterday issued the following comment in response to President Biden’s American Families Plan, which proposes capping Section 1031 like-kind exchanges at $500,000:President Biden has released the details of his $1.8 trillion American Families Plan, which includes a $500,000 cap on like-kind exchanges as a means to pay for the proposal.

Also, I expect the Biden administration to drop the tariffs on lumber from Canada to release the pressure on lumber prices. 

Obviously, the real estate market is on fire currently, with every decent MLS deal selling as well as most off-market properties selling within a few hours of being released if you're able to find them.