I have learned to take the first offer as long as it works for our plans and what we want to achieve and profit.

Please let me know if anyone has any suggestions on what market to focus to achieve my goals.

This reduced capital invested probably does more for our return rate than the increase in value achieved helped our return. 

Less than full lock down has achieved that in most places... 

We know that people have certain needs according to Maslow’s Hierarchy of Needs.Food, Clothing, and Shelter are the essentials that must be achieved before moving up the hierarchy.

I went over budget quite a bit on this one but I think the finished product couldn't have been achieved short of what I spent on the renovation.

The 1% rule that is talked about would be hard to achieve.

Admittedly from the experience with our 3 college graduated kids most of it today could be achieved on-line but then I wouldn't have the party pics of their college days to give me the vicarious pleasure of reminding them of how they suffered a 'tough life/struggle' getting a tertiary education. 

I am in a bit of a pickle; I am deciding how to achieve my goal of owning buy and hold real estate.

That being said, if you are still able to achieve $150/mo with huge reserves, that maybe overly conservative, that would be a good deal.