Coverage would not extend to taking preventative measures to alleviate the circumstances that caused the problem."

My question, is after completing the refi, is there a grace period or any restriction that would prevent me from obtaining a HELOC after the refi?

Then further more when you get into many of the more exclusive subdivisions the CCR's prevent you from renting the house all together. 

ounce of prevention sort of thing.  

Last week a federal judge ruled that the Centers for Disease Control and Prevention (“CDC”) overstepped its authority when it issued a nationwide eviction moratorium.

While the latter will not be protected by the federal government, the feds could intervene and prevent foreclosures by mandating adjustments to mortgages (i.e., through forbearance agreements, loan modifications, extensions, etc.) thereby limiting an increase in inventory levels, and keeping the supply low.Moving ForwardThis is the type of market that can scare some real estate investors if they aren’t patient, not diversified, and/or have limited experience.

You solve collection problems if you ever move and you prevent your tenants from having your home address. 

It had distressed sellers, had major issues that prevented buyers with loans from bidding.

It had distressed sellers, had major issues that prevented buyers with loans from bidding.

Smarter people than me have already recommended a POA, which seems like the best way to prevent this from happening again.