They are as in-expensive as any competing importer and nobody matches their specs in the price range.The plywood is good hard plywood not the typical soft import plywood.Their products meet the California Air Resources Board Phase 2 requirements for formaldehyde emossions which is a huge issue with import plywood.Their finish is a UV cured, water based Benjamin Moore stain just like the American product.  

My minimum safety net would be 1 year of living expenses in cash in reserve . 

But as my portfolio has grown it has become a bandwidth issue for me.

Prop tax's some of the lowest the country very low insurance stucco houses tile roofs and desert landscaping all lead to ease of maintenance over time compared to FLA which of course has all sorts of weather related issues that is detrimental to houses .. high prop tax and sky high insurance ( certain areas) But its also growing.. so there is that.

The issue is Interest rates.  

However, I have also been getting conflicting information about a commercial loan servicer not being the best route, and would prefer not to have to stay in the multi-unit for multiple years via programs like NACA if possible.

UC is in very high demand so vacancy is basically 0, it isn't really a "party school" unlike somewhere like UCLA (weird example I know) so you won't have to deal with those issues as much, depending on how many people live there, who you rent it to (frat/party kids, etc).

Im not to sure how to go about this and if a buyer is even going to want to deal with this issue.

We want to buy a multi family of 2-3 units and house hack by living in one and renting out the other one or two units.

Another option you may not have considered is to work with a developer and build a multi-family property in a desirable area, leverage ECO construction benefits available ($5 to $15 per sq. ft.) and cost segregation and bring in a management company to manage the property once it is ready for occupancy.