If you are familiar with bonds, it's not a giant step to buying notes.

In finance, you can calculate the cost of equity using CAPM and cost of debt by looking at bond yields because there is such a highly analyzed public market.What can we assume about real estate investment discount rates?

@Richard Montoya Thanks for taking the time out of your day to give me a lengthy response, i appreciate it.

HML, syndications, crowdfunding, and a robo advisor for exposure to equities and bonds like Betterment or WealthFront.  

And I am not low-balling my contractors they are all licensed bonded and insured.

So far, so good.Our goals are to use real estate to diversify our retirement portfolio since about 90% of our investments are in stocks and bonds through employer sponsored programs.  

I plan to use the no financing contingency strategy for properties I absolutely love that I could pay in cash by liquidating stock and bond holdings.

Putting your money in stocks or bonds Assuming you don't want to spend time looking up and analyzing different companies and various investment grade or junk bonds, and you put the money into an index fund or a mutual fund.

Bond used for start up.

The most serious threat to wealth right now is the Bond market and indeed many hedge funds are moving out of Bonds.