We’ve decided in order to keep it 50/50 we want to open a credit card to purchase the supplies: flooring, vanities, light fixtures, etc.

For one applicant, when I looked up his court history, I saw that he once initiated a negligence lawsuit against a pizza place because he slipped on their floor. 

Or, is it things like painting, flooring and kitchen counter replacements?

Estimating around $30,000 rehab.Cash to close- $6,055.77Earnest Deposit- $2,500Scope of work:Currently OnHVAC- Heating Air and duct work $14000Gutters, Facia, Soffets- 5,000-6,000To DoNew doorsNew windowsNew Garage doorNew KitchenNew flooring and refinishing hardwoodRepainting (Indoor and Outdoor)Remodel BathroomsNew trimHaven’t decided my end goal for this property yet.

My wife and I bought our house intending to rent out the lower floor.

My capex budget includes roof 25 year life span( flat roof only 15), floors 10 year life span, appliances and hot water heater 12 year life span, hvac 20 year lifespan, bath and kitchen remodel 20 year life span, etc.

Called the property manager and he let me know that yes, there was a leak under the sink that had dribbled onto the floor and it was under control. 

The ADU most definitely could use some new tenant proof flooring, paint, and some other small yet impactful cosmetic touch ups. 

Rates around 3.25%.Hospitality lending has essentially grinded to a halt.Lobbying is ongoing with FHFA to widen lending capsFannie is generally 10-20 bps wider than FreddieRecent quote for a 10 year Freddie 75% LTV/1.25x, 5 years IO , 279 spread over a 75 treasury floor, 3.6% rate with 5bps for index lock.Life insurance company's still lending, rates with 3%-3.25% floors.

Such as new paint, polish hardwood floors and other minor touches.