@Robert Biggerstaff  Understood. 

It was also obvious that I understood this sub market and had done my homework.

Had we known we were going to sell sooner and understood market fluctuations I would have planned better, but hindsight is 20/20.Our Next Year: We have several other properties in our name that need to be rehabbed and sold all on the coast (west and east).

I've never understood this logic, unless you plan to buy one house, only one house, and no more, ever, and paying out a couple hundred bucks a month to keep the place standing is going to kill you.On average you'll probably have lower vacancy in an SFH anyway.

Originally posted by @Steve Cohen:@Branden Sewell bring an investor that's willing to partner up with you and they'll put up the cash and then you get the financing and then you do the deal with them and split the profitsI don't want to bring scepticism to this thread but I've never understood why an investor in his right mind would do this; this could eventually make sense if the active partner is extremely experienced and reputable with a long proven track record of successful deals but why would you put your hard earned money at risk partnering with a newbie for only 50% of earnings? 

Obviously, there are less home buyers buying fourplexes rather than SFR or duplexes, but I'm not sure why the bank cares as long as it counts as a comparable unit.I'm not trying to sound contradictory, I just still haven't fully understood the distinction yet.  

If I understood it correctly, it makes it a straight refinance and not cash out refinance, hence no seasoning.

I never understood MHP to the point of feeling I could gain any competitive advantage so I stayed away but I’ve always been interested due to what you described above...

The agent understood who we are, what our goals are, what our budget it and experience is and the type of property we are comfortable with. 

@Jonathan Bowen if I understood you correctly, the $300 is a bonus on top of the regular commission.I offered the same thing when I sold our primary residence in 2017