The Plan should be based on moving cash through investments.

A 0% APR credit card is a smart move for materials, but for labor costs, you might explore a private or hard money lender, especially since your loan term is only 3-4 months.

I house hacked this 4-unit property start year of 2022, moved out in a triplex in 2023.

Congrats on the move and welcome to BP!

Your goal is to move from hesitation to execution faster than I did.If you’ve been stuck on the sidelines, overanalyzing and waiting for the "perfect" deal, here’s my best advice:✅ Stop chasing the perfect deal.

Focus on areas with strong rental demand, like Broad Ripple, Fountain Square, or near universities like Butler and IUPUI.Maintenance Costs: Indiana weather can be tough on properties, so budget for seasonal maintenance like snow removal and HVAC servicing.Additional AdviceKeep an Emergency Fund: Unexpected repairs or vacancies can arise, so having 3-6 months of expenses saved will help you weather any surprises.Build a Reliable Team: I have lists of contractors, handymen, cleaners and property managers if you'd like me to send.Good luck with your property and future expansion!

My plan moving forward is to acquire another 20 doors before years end and I'll provide another Portfolio update around then.Happy Investing!

I’m part of the Rob Lawrence Team, an investor-focused real estate team based in South Eastern PA.

Are you from Huntsville / do you have a team down there?

That said, we’ve been able to help investors secure creative financing solutions that work for this model.If you decide to move forward, just make sure your financing strategy aligns with your long-term goals, and the properties are good fits for Padsplits model.