Why do you think purchase contracts are so long and have such small print?

The seller requires a cash purchase & I’m exploring creative ways to structure the deal.

Too bad you can't buy something owner-occupied, put 5% down with the best interest rate, live in it for 12 months (and fix it up), rent it out and repeat the cycle.Here's some other info you might find useful:----------------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

I am looking to purchase real estate for both investment purpose as well as to offset as much tax liability as possible. 

refinance our own home with some money down + purchase another flip? 

Are you trying to figure out what your strategy is going to be when you decide to move into your next property after this first time purchase?

In this case my plan is to use a HELOC on my primary residence to purchase the property in Puerto Rico.

This is my first purchase, where my intent was to install recessed lighting all throughout the house.

The one's I prefer handle everything in house, from purchasing the home, renovating it, renting it, then selling to an investor then managing for them on the back end.

When purchasing a rental in 2025, deciding on ownership structure (e.g., joint ownership vs.