@Nhan PhanHi Nhan, Welcome to Bigger Pockets! 

I've used both in the last two, almost three years, of wholesaling real estate.

I currently have 7 rentals units ( two three unit properties, an investment condo and a garage space) Currently I accept many forms of payment including Zelle, Venmo and paper checks.

Another one to consider is the FHA 203(b) if the repairs aren’t too major and you’re okay handling some out-of-pocket fixes.

Matthew Welcome to Bigger Pockets !

Our Goal - buy this property with little money out of pocket.

We have had our units on RentRedi for three months and have had the same experience described above. 

Based on your current assumptions, you would be paying $1,229 per month out of pocket, leading to negative cash flow.If you’re house hacking and living in the property, it might still make sense because you're paying for housing anyway.

I’m very familiar with the city but have been gone three years, so curious what’s happening on the ground.

The three single car garage spaces are vacant and not durrently being utilized and can be monetized through rent.