So is this just as simple as showing how much the property makes or do they also look at personal debt to income, credit score, reserves etc as well.

Business Continuity: If you invest with partners, a properly structured key person insurance or buy-sell agreement funded by life insurance can ensure a smooth transition if one partner is no longer around. 

I do have an agent I know personally but she's only in the area at certain times of the year.Section 8 would be better than nothing.

They might be willing to give different terms especially to a high net worth person that they can likely make money on cross selling.

To transition to multi-family properties, research landlord-friendly states like Texas, Florida, Tennessee, and Indiana with favorable eviction laws, lower taxes, and higher rental demand.

Besides having a personal friend to mentor you, this is the next best place to learn.

I spent the prior 18 months obsessing over the markets, reading every book, diving into a massive rabbit hole with mobile home parks, and ultimately decided that in 2023, I had done the research that would suggest this journey is an absolute certainty. 

If there is a due on sale clause in the loan doc then it doesn’t matter what the loan officer told you verbally.I’m not an attorney, but from my understanding of the loan is still in your name personally a good litigator can pierce the veil and your LLC protection wouldn’t amount to much.

What I personally do is link the working entities with my holding which is also based in Spain.

Personally, I find BTRs to be more predictable with fewer ongoing maintenance issues, and they tend to attract high-quality tenants.