BP is a perfect place to learn from others mistakes and find good help.

buying 1-2 rentals that break even/have a little cash flow would be my choice given that I'm able to save 100k a year and potentially have cash flow from my rentals, means I'd still be able to pay my mortgage on the primary and the rentals.

And you assume the rest of the mortgage that you're already guaranteeing.Your idea to refinance immediately after to get favorable financing is perfectly fine. 

It would be a perfect investment property!

Total hands off, perfect property, with awesome tenants who pay on time or early and never ask for any repair. 

Perfect for business professionals and entrepreneurs who want to...Live where they work.

If it does, then to me the answer is absolutely clear - take that money out and add more property.You will thank yourself a million times over when you see what that choice becomes in another 10 years. btw: I would add that I am very skeptical of anything in florida these days. 

It won't be perfect of course, but it will be a step up from the laissez faire system (or lack thereof) that we've been using in the past. 

Most of our properties are located near downtown hospitals, making them an ideal choice for these renters.

And don't underestimate the power of a strong first impression – a well-maintained exterior with a fresh paint job is key.Just remember, even with the best upgrades, color choices matter.