Basset has some of the best and more durable fabric around and these still look great after 7 years with us and probably 10+ with the original owners.The La-Z-Boy has a more open weave as does the chair.

I was just under the impression this was a 2 unit. 4 bd 2 bath that are all over down there and he said in the original post it was a multi unit.

Thank you for the indepth feedback to the original poster.

Originally I wanted to do painted concrete, but that would leave the perimeter sticking up.

Hey Cam, welcome to BP - I'm from Boston originally, happy to connect with you!

In my experience, the cash flow may be substantially reduced (or even become negative taking into account interest rate of original loan and refi closing costs).

I would give the lender a 1% origination fee and payback the interest on the loan in 2K/monthly payment.

Quote from @Brandon Croucier: Well once the loan is Originated there’s no taking one out and adding another, I wouldn’t touch a blanket in that position then, there will be difficulty taking one out/penalties, definitely just suggest a cashout refi.

If separate water line services for each unit weren't part of your original scope of service, then they are justified in asking for additional payment to redo the plans.

Is origination costs makes you select the Lenders?