Wealth-drivers are appreciation, debt pay-down (ie. principal payments) and tax shielding.

Also there is a management fee to pay for all of the above.

Also, the credits are "use them or lose them" - meaning, if you pay $12k a month for a 100,000 skips, then you have to use them all that month.

She said that if I pay $42,000 for the next 18 months, that she guarantees I will at least get this 42,000 back by the end of 18 months but probably much more. 

The worst thing is to pay for a service where you don't get a benefit.If you have STR's and actively manage them, then there is a good chance that you can treat the propreties as active instead of passive which will allow you to offset the losses with other forms of income such as wages, interest, dividends, gains, etc.

I had a nice conversation with them and approved their booking for Aug 2025.So, it pays to keep an eye out for a repeat booking that looks fake as they could just not be seeing you responses. 

Recognize initial cash flow is likely at an all time worse.  3 recent studies show that the rent to value ratios are at an all time worst.  

Having to go see a piece and pay for transport makes used less attractive. 

This money will be used to pay down some debt I have and also purchase 1-2 additional rental properties.  

You've got to include loan pay down, appreciation, and depreciation in your return calculations.The point of cash flow is to keep you safe.