I didn't know Ross Hamilton was selling a fraud product.

In terms of mortgage fraud, I'm not a lender or lawyer but the language typically says that you got this loan with the "intent" to move in.

If they are a crime victim they should also go to their local police department's financial crimes unit, contact financial crimes where the fraud is based and call or go into their local FBI office and ask to speak to the duty agent. 

The payments would allegedly continue until the closing.Yes you read that correct, 7% quarterly.Jay Tome, a former state prosecutor representing the 33 investors, accuses Kapoor of committing fraud and civil theft against his clients.

I've made it no secret that I think 99% of sub-to deals are immoral at best and in some cases downright mortgage fraud.

You claiming that you do not qualify while knowing that you actually do is called fraud. 

Esp today with so much tenant fraud, fake pay stubs etc.   

What I was referring to were things like copies of operating agreements, verification of identity, copies of other documents we've already presented to our escrow company that establish how to take title, and so on.

Technically what your mortgage broker is telling you is considered mortgage fraud.

San Diego volume wise is almost identical to Columbus.