The tenant's insurance policy should name you as "additional insured" so that any lawsuit against them would also protect you without having to file a claim with your own insurance provider.

@Natalie KolodijI am also on the hunt for a Real Estate CPA for Tax prep, planning, and filing.

Years ago, I could file claims for small, even minimal, damages on my rental properties, like a few fence pieces blown off during a storm.

Hence I will probably pay a good chunk of change to uncle Sam when I file my 2024 taxes.

Lenders title insurance policy should be obtained and all documents properly prepared and filed accordingly.

I also call the local court system to see if anything is flagged on file. 

Since they can always file for the tax deed and get their money back plus interest, it is a no brainer for them and it's much more legal than laundering their money.

This whole situation just confirms how bad this company is, and I can't wait to be done with them.Here’s my question: What should I do if they miss the 45-day deadline?

Yes, The deadline is only a couple days away and they have made no effort to even start packing

They will help you draft the necessary legal documents, such as master deeds, rules, and regulations, and ensure everything is filed correctly at the registry of deeds.