I would charge it now so that it doesn't need to come off the deposit at the end leaving you with more deposit for any other damages.

All of my Asheville STRs have significant, but manageable, damage apparently.

. - Only 4 houses down from my current home in metro Detroit, MI.We toured the property and it was a hot mess, easily a complete remodel because of cigarette smoke damage that seems to have reached every corner, but the prospect of redoing it really excites us.

As a former resident of both islands, I was shocked to see the damage firsthand and to also see all the homes that where I once lived having to dig out from the sand that came with the surge.Coming back to my own home off the islands I could not help to think how this event is going to change our local area in the near-term.

Typically I would run a stress test to assure what my max purchasing/borrowing power would be because there are multiple factors that could influence your borrowing power such as house market prices, rates, income, liabilities.

Also, with your 10-unit in Oregon under contract, how do you see rates and local bank relationships influencing your future projects?

Only if you can prove monetary damages due to negligence or fraud.

It was devastating the damage that just occurred due to hurricane Helene.

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It isn't worth the potential damage from less than stellar guests.