NOTE:  The SST doesnt apply to legal duplexes so if that becomes a concern at a higher price point I would recommend seeking out a duplex with a non-conforming basement or attic unit to maximize your returns.Another alternative that several of my clients with a similar budget and goals have does is to seek out a SFR with in law living setup. 

That's conventional conforming Fannie Mae, not FHA, not anything else fancy.f) Know that once you are in escrow (seller has actually signed on the line which is dotted), the balance of power shifts much more towards the buyer. 

If the units do not conform to the market that would concern me. 

She gets mailbox money and spreads the taxes out over the life of the loan, you don't have to conform to traditional lending requirements. 

Frankly, I am tired of PA and Midwest investors attacking the NYC/NJ markets because they don't conform to the "Bigger Pockets golden rules" for investing. 

You have to find a lender that hasn’t necessarily conformed to the temporary times as of yet. 

I read that Fannie and Freddie have recommended or allowed modified appraisal and closings to account for locksown but I am not sure what is actually happening on ground.We are looking for a conforming refinance on primary residence with 20% down.

The building is still working getting a non-conforming use certificate (still in the works since 8/19).

This is why we have it structured in this fashion - to conform with THEIR rules.If you were using different type of loan (like a portfolio loan) then none of the post would apply because there are different rules to those loans.  

FYI: The property is zoned Central Business District, but has a non conforming use certificate as a triplex.