I guess i have got really lucky because i barely have a high school education.

I would suggest the CPA (and I can recommend a good one locally if you need one) because how you set up the entity has a huge baring on how you're taxed.

In your example, you're literally eating your principle every year, then when you sell, you've barely got anything left at almost 500K.

I thought of tile and stone but that is more cost to bare and I'm not on that kind of budget.Someone else mentioned going ahead and painting the book shelves and fireplace pure white and either leaving the mantle wood or painting it black to match the fireplace.

I like knowing that someone is taking care of the exterior of the unit, so when I go to sell, I won't have to worry about a unit being painted teal and bright pink with boarded windows ( exxageration for effect :) ).  

Barely anything considering that median home price is $550k!!!

I’ve had similar problems of a generallack of transparency and barely acceptable customer support.

Its found at many gas stations like 711 and other places, I barely know about it.

Three months ago I barely knew anything about real estate.

I have a full time job right now that barely pays the bills.