My goal is to build a comprehensive resource that not only answers key questions but also provides clarity on the entire process.The draft is based on my personal experiences working with clients, but I want to ensure it reflects the broader community's insights.

Our short-term residential investment property loans are typically 60-80% LTV and all are personally guaranteed by the borrower(s) -- we pull credit, background and PFS on each guarantor, verify experience, verify liquidity, underwrite the property, neighborhood and zip code.

Quote from @Allen Berrebbi: Quote from @Dominic Mazzarella: I have personally owned and managed a multifamily property in Illinois and after selling it I said I would never invest in that state again.

I bet you were floored when the person ordered every package you had to offer!!

By themselves, improvements to property you own are considered to by personal property and not real property. 

When you say "we," are you speaking about your business or your personal tax returns, or does your business flow into your personal returns because you file as a sole proprietor?  

Investors want a person that they consider a good "business partner", but most of the wholesalers I see come of as borderline crimnals.

Awesome to see a new investor-minded person here.. do you have a favorite real estate success story already?

I do know that unless a person knows what they’re looking for and how to close, it can take a lot of leads to get a deal to the finish line. 

Personally, I'd cash-out refinance into a 30 or 15 year loan.