For funding, explore options like FHA loans, personal savings, or creative financing, and focus on New Jersey markets that align with your goals, such as Newark for rentals or commuter towns for house hacking.

Renovation loans can be a fantastic tool when you're ready to explore your options.

With the equity you’ve built and the cash you have, you could also explore a HELOC or refinancing to open up more opportunities.

Additionally, timing the sale in a lower-income year or exploring potential deductions could further reduce your tax liability.

I have many clients buying the older homes in North Phoenix near the north 101 as they are 20-30 years old, in need of updates, but also are poised for the long term growth from TSMC and other business/economic activity in the area. 

Be pro-active and assess risk now and not re-active when a GP drops a request on you.

He's an active STR investor and investor focused agent.  

Some lenders offer creative solutions, like a cross-collateralized loan, where they use your existing equity as security without refinancing the duplex.Another idea is partnering with private lenders or exploring a second-position mortgage, depending on your lender's terms.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.