The CFPB amended Regulation Z, which implements the Truth in Lending Act (TILA).

@Kyle Z. 

@Payal Z.

@Perry Z. , "Wow, J, how did you guys stumble upon this?"

Originally posted by @Kurt Z.

Thanks @phil z@Phil Z. undefined

That will expose you to P&Z departments, Nimbys, attorney's fees, drainage reviews, site development bids, etc etc etc.

Originally posted by @Sue Z.

You're going to need to work with a Loan Officer who understands your income from A to Z. 

Side note:  I read that Jay-Z and Beyonce are looking into buying a $85 million dollar home out there, Hot Lead ... there would be a nice little wholesale fee if you get something like that for themLeon