The carpet is perfect ( we don’t have pets and don’t wear shoes in the house) and im a clean freak and will clean that house very well before we leave.

Cash out refinance into a conventional loan lets say the equity rose to $500k so since thereis $140k left that gets deducted from the $500k leaving me with $360k for anything else such as another property.

If you were in our shoes, how would you get financing to purchase the duplex? 

This was the first thing I did and I would be in your shoes exactly if I didn't do this. 

But, knowing all that, many people have been in your shoes and have dug themselves out.

I am looking for advice from some of those who have been in my shoes.

Hello, I am interested in buying a property on 500 block of Rose st Baltimore.

You want to take a high dive into a shark tank with your feet in concrete shoes and a bleeding beef roast strapped to your back.What's stopping you from getting on Amazon.com and buying a dozen books on wholesaling?

Single-family home sales rose 9.1 percent year-over-year, with 8,108 units sold;Days on Market (DOM) for single-family homes remained unchanged at 48 days;Total property sales increased 8.5 percent, with 9,559 units sold;Total dollar volume jumped 11.4 percent to nearly $2.8 billion;The single-family home median price rose 5.9 percent to $243,500, reaching a July high;The single-family home average price also achieved a July record, rising 2.4 percent to $305,910;Single-family homes months of inventory was at a 4.2-months supply, down fractionally from 4.3 months last July, but nonetheless at the highest level since August 2017;Townhome/condominium sales rose 6.1 percent, with the average price up 6.9 percent to $215,110 and the median price up 9.3 percent to $165,000;Leases of single-family homes fell 1.9 percent with the average rent up 5.6 percent to $1,916;Volume of townhome/condominium leases dropped 6.6 percent with the average rent up 7.7 percent to $1,666.https://www.har.com/content/mls/?

That is a 101 type of technique, the IRS is very aware of it.If "I won't get caught" is the approach, then you can whack anyone you want - as long as nobody wonders why the rose bushes in the back yard are growing so nicely and digs to find out.