Roth IRA contributions can be withdrawn tax-free, but earnings may be subject to income tax and penalties unless the account has been held for five years and you're 59½ or older.Instead, consider rolling over your IRA into a solo 401(k) if you're self-employed, allowing you to borrow up to $50,000 or 50% of the account balance, whichever is lower.

Have a few arms due in about 5 years..those I will finance to fixed rate as rates lower. 

I suspect maximizing the investment might make it slightly less desirable as an owner or at least the renovations might have lower ROI if sold to a homeowner.

It might be worth digging into both appraisals to compare the comps and see if there’s a case to challenge the lower value.

I think it was Airbnb that had suggestions for me to lower my pricing because they were scanning the competition (Booking.com in that scenario) and saw a lower price.  

From what I've read so far on these forums, don't start out investing in C- or lower blocks. 

The advantage, is that the buyer can wind up with a lower interest rate and instead of a 30 year loan, they have only the remaining number of years the original borrower hasn't yet paid down.3.

Instead of $500 off the first months rent, have you considered lowering the rent by $40 dollars per month?

The goal is for them to prove a track record of payments and leverage that to refinance with a traditional lender into a lower rate.

Lower interest rate at 12% is $8,400 year ($42K for 5 years) plus his initial investment of $70K equals $112K.