I've read the qualifying criteria multiple times and have already notified my CPA who has done it multiple times for their clients previously.

It just feels like there’s quite a bit to consider…my salary and time.

The first was with Amguard, who said they were simply pulling out of the market, and then the more recent one with Progressive, who said they are no longer offering coverage in the area.

That's the first time I remember being disgusted by him. 

They use the SF time to cut their teeth and get the bumps out of the road. 

I'm happy I bought this second one, but at the end of the day the first was still a better deal.

Hopefully the first of many

Congratulations on your first investment property! 

They don't provide the data first.

But the 50% op ex ratio will be close enough for first pass.