In every market and in every economic period, you will always have people stating that NOW is not a good time to buy. 

The Fed's intervention, through increased interest rates, is intended to curb this excessive growth and bring the market back to more realistic levels.It's important to understand that a correction is a natural part of economic cycles and does not necessarily signal a crisis.

To top it off the few that did recently froze due to the economic situation. 

If you want appreciation, identify markets with expanding industries, positive growth trends, and bright economic forecasts.Columbus, OH, is where most of my clients invest, and it's a mix of both cashflow and appreciation.

We always build less square feet so we can capture the highest price per square foot. you can't control your market economics so building and designing and constructing around them is good. 200 sq ft less might be a huge pool or another amenity.

At some point you will be glad you have that cushion, whether it is to take advantage of an opportunity or avert a crisis. 

National economic trends, local economy, neighborhood situation, home condition, desirability as a rental, demand factors as a purchase, and too many other factors to mention. 

My recommendation is to choose cities in safe and economically diversified areas with above-average income and population growth.

One of the worst housing markets in the country, 27% of homes still severely underwater nearly a decade after the last financial crisis.

Look at factors like:Historical appreciation ratesRental demandLocal economic indicatorsUpcoming development projectsFinancing:Your plan to use DSCR loans with 25% down is a solid approach for investment properties.