I have spoken to lenders about traditional financing and also DSCR loans.

Quote from @Matt Wan: Can I purchase a property using a traditional mortgage without being physically present for any part of the process?

(For context, it's a 2700 sf 4 bd 3 bath house in an upscale Northern California suburb.)Kitchen A: Traditional, features a 48 in fridge, 36 in cooktop, window sink (no view), pantry.Kitchen B: Designer, features a 60 in fridge, 48 in range, large kitchen window (no view), sink facing living/dining room; unfortunately no pantryKitchen C: A Little Bit of Both, features a 48 in fridge, 48 in range, sink facing living/dining room, pantry, unfortunately there's no window.Total countertop space is roughly the same (22 ft)  in all three layouts.

Jimmy,You need to show (2) years of 1099 SE income in order to use FHA, or traditional financing to get approved for a mortgage.

In order to have checkbook control, the IRA account will need to be at a trust company that will allow the IRA to invest in an LLC (where you will be the manager and your IRA will be member - an as manager you will have checkbook access to the LLC bank account).

I plan to BRRRR this property to pay off the seller and get my money out and was wondering if you anyone has any suggestions on banks that can do refinances for mobile homes.

I understand the crime concerns, but why do you think traditional financing is risky?

Traditional + Seller back financing How did you add value to the deal?

You'll have more flexibility with non-traditional lenders, traditional will all follow the same Fannie/Freddie guidelines.

Traditional financing How did you add value to the deal?