I know now, just from spending a few days discussing with you all that we have a long road ahead of soul searching and deciding what exactly it is that we are looking for.

In Purgatory you meet all souls.

But I'm not the bravest soul on the planet.  

A real gem.I now want to work on my passive income so I can leave my soul sucking factory job to persue other business ventures.I’m in a good position to have this work out well either way I choose to proceed but I’m looking for some advice from those of you who have been in the game for a while.

I'd be interested to hear others analysis - if it's soul crushing, I just ask you do it with an emoji at the end :).

It's crazy how much it varies based on the area.I'm not for sure on the market in Boston but I can guarantee you that if you find anyone in Cleveland, OH doing it that low it's either a scam or some poor soul that has no clue what on earth it is they're doing and the entire experience will be a train wreck from hell.10% is about the best you'll find in this market unless you get 10-15 doors and then the rates may go down but nowhere near that amount.

But selling no longer feeds my soul.  

But selling no longer feeds my soul.

The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat."

Or is this more accurate: (or do I soul have this wrong)He used 52000 from a private loan, but paid 2K in closing then refinanced to get rid of that private loan and is now on a conventional loan.Why did we assume 5.5 percent?