I was mislead and should seek mediation to recover some or all of the earnest/hand/deposit money?

Some documents require “wet” signatures… meaning hand signed.  

Then on the other hand I am worried that I may be leaving some money on the table if the value going to go up in that market.  

I can’t speak for other cities, but I have a handful of investor clients from NYC looking and buying over here in Rochester! 

I appreciate your first hand experience with them as there are so many scams out there.

On one hand I don’t want to fall victim to overpriced contracts squeezing a naive owner.

Either way, you have options which is great to have at 22 years old with equity in hand!

The buyer, on the other hand, can’t claim the interest paid to your lender because they’re not legally responsible for that loan...I disagree.

Book recommendation #1: Hands Off Investor by @Brian Burke https://store.biggerpockets.com/products/the-hands-off-inves...Book recommendation #2: Lend to Live https://store.biggerpockets.com/products/lend-to-livePodcast Recommendation: PassivePockets podcast is focused on passive investing in syndications - https://passivepockets.com/podcast/Passive investing summit: PassivePockets Summit May 2-3rd in Columbus https://get.biggerpockets.com/passivepocketsevent/I make these recommendations specifically since you mentioned passive real estate investing, and syndications or hard money lending are really the two most passive ways to invest in real estate. 

I recently relocated to Arizona, drawn by its rapid industrial growth, particularly in high-potential sectors such as semiconductors and electric vehicles.What I Bring to the Table:I have hands-on experience as a real estate agent during my college years and am currently exploring opportunities to transfer my license to Arizona.