He has stellar credit but is unable to make deals due to the sensitive financial company he works for and the amount of student loans he cosigned for his kids. 

BUT, can Google or books answer you within hours of your time sensitive question?

While completing a Cost Seg study, they were very resistent to me using 6% and because of time-sensitivity, I decided to default to the "rule of thumb" method that you mentioned and used 80/20. 

If there's a hole, it may be a red flag.b) sensitivity analysis: I examine all the assumptions, and make sure I can live with the worst case scenarios.c) "Stall and see": if they are getting money over multiple years, and there is no penalty for investing later, I would usually wait so I get some real performance data, versus having to look at theoretical pro forma information.d) Recession stress test: I will not invest in anything, until I subject it to recession level stress and see if I can live with the result.

Airbnb will prohibit sensitive information like if they shared their phone number or email but I’ve had other hosts ask me of my full name and then they found me on Facebook and connected with me that way. 

It depends on how price sensitive your market is  Also, you said there is a lot of competition.

But they were very rate sensitive in their model. 

Also, if you are time and cost sensitive, opportunities with zoning elements are not for you.

But with people entering highly sensitive information, it can't just go anywhere.

For a service that handles sensitive client information and transactions, such mismanagement and lack of accountability are alarming.The attitude and actions of representatives like Mike are detrimental to the reputation and reliability of LaunchControl.