I will have roommates moving in on February/March.Maybe the next goal for me is to save a ridiculously large down payment over the next decade or more for a better house in Northern Virginia, I don’t know.

You could get the 3rd party processing fee removed by working with a broker/lender that does in house processing.Seems you're being gouged for the appraisal review and admin fee...that's ridiculous. 

I asked for a refund outside the 3 days (ridiculous time frame to give to clients but it tells you everything you need to know about the company just didn't realise on time) but I told them I didn't receive the login until the 4th day and that I am the one who requested so I would still be missing the login of wasn't for me that didn't seem to make sense to Kevin the manager there who by the way called me a week later.

Although I am finally cashflowing and have recouped the cost of the initial 5-6 months of low occupancy, my concerns regarding expensive construction/rehab still remain.  45k for rehab is ridiculously expensive. 

This is ridiculous and I feel scammed.  

It always cracks me up when someone hands me a business card that says "President and CEO" and they don't realize how ridiculous that looks.

Right now, money is ridiculously cheap to borrow.

So they started doing the loans that everyone else turned down, ultra high risk development deals, second mortgages, land loans at ridiculously high LTV, loans where the borrower has none of his own capital invested, 85% of AFTER stabilized value loans.  

This is truly ridiculous.  

No negative action however ridiculous was not stifled, instead it was declared the system need conform to facilitate there whims however ridiculous.