But the question remains - what do we need to do with these empty retail spaces? 

I was able to build a great understanding of the distressed 2nd mortgage industry.

I get FinTech is a high-risk activity, but imagine the industry will consolidate to one or a few strong players.

I recommend Stessa to all my retail clients.  

Recognizing their critical role, the Best-Performing Cities (BPC) index evaluates the relative economic performance of 403 metropolitan areas, providing valuable insights into the strengths and vulnerabilities of these economic powerhouses.The BPC index utilizes 13 key metrics, combining labor market conditions, high-tech industry growth, and access to economic opportunities.

we are still doing deals in commercial but mostly in the retail/med space. 

Right, but to get an ARV close to $130k, you'll probably need rent to be close to $1,300 unless you can sell it to a retail buyer, which could be a big risk on its own. 

I have 10 years of experience in retail real estate and a couple of partners who are interested in investing with me.

I want to create something that adds value to the industry, so I'm looking to build a solid foundation in this field.

Purchase price: $895,000 Cash invested: $30,000 Small Commercial retail space.