Check out this chart: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyMake sure you understand the Class of properties you are looking at and the corresponding results to expect.

Further, it seems to be popular for a segment of the population to “bash” formal education.  

Compare this to buying a single-family home for 400 K and renting it out for $3K per month, and you’ll see that ADUs offer a comparable return for a fraction of the upfront investment.Boosting Resale ValueAn ADU can significantly increase your property’s resale value, especially in high-demand, densely populated areas.

But I can't see why Cleveland would increase in value based on negative population growth and, generally, being a bad place to live.   

., bottom line is emerging markets are usually correlated with higher population growth and desperate needs for infrastructure. 

Now we're seeing major disasters in densely populated areas and insurance companies can't maintain their profit margins.

Check out this chart: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyMake sure you understand the Class of properties you are looking at and the corresponding results to expect.

The population isn't as high but you will be riding the appreciation and target those who want to be close to the major city.

Larger population and the state capitol is in OKC.Tornadoes haven't really been a thing the last 10 years.

Here is an article (Yahoo News): “Homicides, robberies, burglaries, and car thefts dropped in 2024 compared to the year before.”If your goal is financial independence, Las Vegas is an outstanding location for investing due to its rapidly increasing population and little room for expansion.