Quote from @Fernando Martin-Gullans: Hey y’all, I’m a retail investor with 2 SFH rentals worth a combined ~$650k looking to utilize some of my stored equity to buy more out-of-state properties, but I’m not quite sure how best to proceed given that my interest rates are incredibly low (leaning me away from refinancing) and neither property is owner-occupied (which I believe prevents me from using a HELOC).

.: It's not the dogs; it's the owner. 

Unfortunately, the previous owners used the same lease for this garage space as they used for the residential units. 

Some companies allow property owners to select tenants and set the screening criteria...We do not - our criteria does not bend. 

.: Most Hard money likely will not be interested due to owner occupancy (OO).  

The only time we will not make an offer site unseen is if we run into a situation where an owner or a realtor won't accept site unseen offers. 

One was purchased a  few years ago by an out-of-state owner who has decided to sell and has doubled in value.

We allow pets so it is no big deal.In the end, it is the animals owner who needs to make the decision.

This is a common misconception but we're an online platform where the owner chooses their own price and selects their own tenants.

When you look them up make sure the owner isn't a LLC and that there primary address is not the same as the property you where looking at.