You will need a new roof and new siding for the exterior. 

-Why a hard money loan as opposed to a bank loan? 

Landscaping upgrades, exterior painting, new siding, a new roof, and upgraded front doors and windows can dramatically increase ARV by improving the home's exterior appearance.5.

So if there is a fire due to natural cause, HOA insurance will cover the cost of exterior repair like painting the exterior walls.

•Exterior: Landscaping improvements, including tree trimming and shrub removal.

At about half of my properties I provide quarterly exterior pest control services.

Recently I’ve been living next to an illegal and poorly run STR operation and I can now better empathize with folks who strongly oppose them.

I ASSUME you’re talking $400+ in extra expenses for providing water, power, sewer, gas, internet, communal area cleaning, and exterior maintenance.

Which reminds me that I should mention that I’m not opposed to living a not-so-luxurious lifestyle in the short run.

BPOs are typically exterior only and agents usually earn $30 - 50 to complete them, so use them as a reference but not the deciding factor.