However, if you filed your rental income under schedule E, then lenders will have to use your the rental calc based on how you filed your schedule E.

I had a few tenants e-sign 6 documents with multiple pages in a couple minutes and realized they did not read any of it! 

Quote from @Derrick E.: To answer one of your questions, I doubt you will ever find someone willing to give a loan in 2nd position on an investment property. 

Come tax time it becomes fairly easy to run separate reports for each entity or each property for schedule E.

While R/E investing is about the same nationally the laws are different in each and every state.

I followed up with an e-mail of the pictures post-tenancy and that was the end of that.

Archie Adams Subdivision near Southeast BLVD and E.

Quote from @Scott E.: I love where you mind is at and how organized your post/plan is.

All the fine print came in subsequent e-mails.

Some carriers don't ask but you should make sure that you're not indicating (in the policy application that is typically e-signed) that you aren't using your property for student housing if you are.