Aircover is not real insurance, it only covers damage that a guest does, and only then when Airbnb decides you deserve a payout. 

Everyone is suffering because of the damage this company has created and continues to especially those who invested in properties.

I've also seen investors self-insure smaller items like water damage or theft to cut premiums down to just catastrophic coverage (not ideal), but it can make or break cash flow in deals where the numbers are tight.In comparison to areas like Central Florida (where I’m based), Kansas City does have a more stable insurance environment since it's less prone to natural disasters.

Quote from @Doug Smith: When we started this company, I had been a special assets officer (handling non-performing loans for banks trying to extricate them from the deals with as little damage to them as possible) during the last big crash.

If you have a trusted handy person, you can ask them to walk the property upon guest check out to look for things like leaks, cracks, structural damages, heavy wear and tear on appliances, etc.

The complex had multiple water damage claims over the past years.

A bad tenant can cause thousands in damages, months of unpaid rent, and expensive evictions.

Hey AudreyHere's a list of things you should look for in your investment properties...Start by assessing the property’s curb appeal and exterior condition, checking the roof for damage and foundation for cracks or moisture.

Their behavior will not get better, the longer they stay the more damage they will do to your place and erode your rapport with your neighbors.

To be honest this seems like a I'm the boss control arguement rather then property damage.